Domestic Helper Insurance
All Domestic Helpers must have an Accident & Hospitalization Plan that meets Ministry of Manpower (MOM) conditions. There are basic plans that cover the minimum required by MOM. However, you may also consider purchasing optional hospitalization top-ups for better coverage.
The employer is liable to pay for all medical and hospitalization costs of his or her domestic worker. As foreigners, domestic workers are not entitled to receive any government subsidies for hospitalization in government hospitals.
01 UNDERSTAND INSURANCE DETAILS
Step 01 is for reading through policy condItions of 2 major Insurers for Domestic Worker Insurance (ERGO).
Please do take note of the prices, before you proceed to 02.
02 CHOOSE INSURANCE PACKAGE
Step 02 is for browsing through the various options of the domestic helper insurance.
While additional hospitalization top ups are optional, it is recommended to increase the coverage for greater protection, as foreigners do not enjoy any government subsidies for hospitalization.
Our office will contact you to confirm your selection.
03 BOOK A DISCUSSION
Step 03 is for addressing all your concerns.
No payment is required until you are completely satisfied and clear on the service(s) that we will be providing and the corresponding fee(s).
Until this stage, there is no obligation to use our services, if you are not 100% satisfied.
If you decide to proceed, our office will send you a detailed invoice for payment.
04 PAYMENT AND PROCESSING
Step 04 is when you are ready to appoint our agency to kick-start the processing.
Documents needed for processing have to be ready, signed and submitted to us.
We will request for authorization to process. We will not process without proper authorization from the employer.
Processing may be done onsite or online. Whenever it is possible, we can handle transactions online.